Markel is widely regarded as the gold standard in equine insurance in the United States. Founded in the 1930s and headquartered in Glen Allen, Virginia, Markel has decades of dedicated equine underwriting experience and serves horse owners across every discipline — from backyard pleasure horses to elite sport horses valued at seven figures. Their equine division is one of the most sophisticated in the industry, with in-house underwriters who understand horse valuation, risk classification, and the realities of equine mortality claims.
Visit Markel →All-risk and named-peril mortality policies covering death from accident, illness, or disease. Agreed value policies available for high-value horses.
Covers veterinary expenses for illness and injury including surgery, hospitalization, diagnostic imaging, and specialist fees.
Compensates owners when a horse becomes permanently unable to perform its insured use due to injury or illness.
Comprehensive farm package covering structures, equipment, livestock, and liability for equine operations of all sizes.
Third-party liability coverage for horse owners, trainers, and facilities including equine activity liability and care, custody & control.
Protection during transport by trailer, van, or air freight — domestic and international.
Horse owners and operations seeking the most established, full-service equine insurer with deep underwriting expertise across all coverage lines.