Large Farm, Ranch & Equine Risk Specialist
Marnitz & Associates, operating under the EquiRisk brand for equine-specific programs, is a large risk specialist with deep expertise in the intersection of farm and ranch insurance and equine coverage. For operations that run horses alongside cattle, crops, or other agricultural enterprises, a generalist equine agency may lack the farm underwriting sophistication needed to structure comprehensive coverage. Marnitz brings both equine depth and agricultural breadth — making them particularly well suited for large ranches, breeding operations, and commercial equine facilities that need coverage across multiple lines.
Visit Marnitz →Structures equine coverage as part of comprehensive farm and ranch programs rather than as a standalone equine-only policy.
Experienced handling large equine and agricultural operations with complex multi-line coverage needs.
Specializes in the unique risk profile of breeding operations including stallion coverage, broodmare programs, and foal insurance.
Coverage for training centers, equine therapy programs, and other commercial equine businesses.
Dedicated equine risk program with specialized carrier access for large and complex equine accounts.
Large ranches, breeding operations, and commercial equine facilities that need farm and equine coverage integrated under one sophisticated risk specialist.
Most horse insurance is not sold directly by carriers — it is placed through independent agents and brokers who have relationships with multiple insurers. An experienced equine agency can shop your risk across carriers, advocate during underwriting, and represent your interests if a claim is disputed. Going direct to a carrier means working with that carrier's own staff, who represent the insurer's interests — not yours.